curl -X POST \
  -H "x-api-key: $SECAPI_API_KEY" \
  -H "secapi-version: 2026-03-19" \
  -H "content-type: application/json" \
  -d '{"country":"US","lookback":"12m","category":"style","keys":["VALUE","MOMENTUM","QUALITY"],"scenarioKey":"higher_for_longer","holdings":[{"symbol":"AAPL","weight":0.35},{"symbol":"MSFT","weight":0.3},{"symbol":"NVDA","weight":0.2},{"symbol":"JPM","weight":0.15}]}' \
  "https://api.secapi.ai/v1/portfolio/stress-test?response_mode=compact&include=trust"

{
  "object": "portfolio_stress_test",
  "id": "portfolio_stress_test:higher_for_longer:2026-06-09",
  "asOf": "2026-06-09T22:15:00.000Z",
  "scenarioKey": "higher_for_longer",
  "scenarioLabel": "Higher for Longer",
  "estimatedDrawdownPercent": -7.4,
  "factorShocks": {
    "VALUE": 0.02,
    "MOMENTUM": -0.04,
    "QUALITY": 0.01
  },
  "macroShocks": {
    "rates": 0.75,
    "credit_spreads": 0.35
  },
  "regime": null,
  "conditioningNotes": [
    "Uses bounded factor shocks from historical higher-rate episodes."
  ],
  "summaryMd": "Portfolio drawdown proxy is driven mainly by momentum and duration-sensitive exposures.",
  "responseMode": "compact",
  "dataAsOf": "2026-06-09",
  "freshnessStatus": "fresh",
  "methodologyVersion": "secapi_factor_returns_v1",
  "materializationVersion": "2026-06-09",
  "provenance": {
    "source": "secapi_factor_pipeline",
    "sourceLabel": "SecAPI factor pipeline",
    "accessionNumber": null,
    "filingUrl": "https://docs.secapi.ai/factors/methodology",
    "acceptedAt": null,
    "retrievedAt": "2026-06-09T22:15:00.000Z",
    "parserVersion": "secapi-factor-pipeline"
  },
  "freshness": {
    "status": "fresh",
    "asOf": "2026-06-09T22:15:00.000Z",
    "sourcePublishedAt": "2026-06-09T21:30:00.000Z",
    "lagMs": 2700000
  },
  "materialization": {
    "parserVersion": "secapi-factor-pipeline",
    "materializationVersion": "2026-06-09"
  },
  "sourceRights": {
    "source": "secapi_owned_factor_pipeline",
    "sourceLabel": "SecAPI factor pipeline",
    "posture": "public_safe",
    "publicAvailability": "public",
    "contractStatus": "approved",
    "restrictions": [],
    "notes": "SecAPI-owned derived factor data."
  },
  "methodology": {
    "id": "secapi_factor_returns",
    "version": "v1",
    "summary": "SecAPI-owned daily factor returns, exposures, and portfolio analytics built for agent and API workflows.",
    "confidence": "high",
    "launchState": "beta",
    "inputs": [
      "secapi_factor_returns",
      "secapi_factor_exposures",
      "market_calendar"
    ],
    "validation": {
      "launchHistoryFloor": "2015-01-01",
      "marketCalendarAware": true
    }
  },
  "revision": {
    "sourcePublishedAt": "2026-06-09T21:30:00.000Z",
    "retrievedAt": "2026-06-09T22:15:00.000Z",
    "vintageId": "2026-06-09",
    "revisedFrom": null
  },
  "degradedState": null,
  "requestId": "req_2ZK8Q1W9F4M6P7R3",
  "traceparent": "00-4bf92f3577b34da6a3ce929d0e0e4736-00f067aa0ba902b7-01"
}